Home Ownership

HFHMR of Iron Mountain-Kingsford, MI is a community-based organization that works to eliminate poverty housing in Dickinson and Iron Counties. We do this by buidling and selling simple decent homes to qualified families. To keep the costs reasonable, HFHMR relies on local volunteers to build homes and change neighborhoods.

HFHMR has the following requirements for home purchase qualifications.


A potential HFHMR family must show they have a need for new housing. A family can show need in several ways.

Willingness to Partner

Families must be willing to partner with HFHMR while their home is being built. Specifically, each adult member of the family must volunteer 200 hours to the building of the home.

Ability to Pay

A HFHMR mortgage is about $450-$500 per month. An applying family must be able to show that they can afford this payment. In addition, family income may not exceed these maximum income guidelines (60% AMI).

Family Size Maximum Annual Family Income for Dickinson County Maximum Annual Family Income for Iron County
1 $30,300 $30,060
2 $34,620 $34,320
3 $38,940 $38,640
4 $43,260 $42,900
5 $46,740 $46,380
6 $50,220 $49,800

Apply Today

Click here to download an application and apply for a home today!